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u/StinkySauk wrote, “If you have a roommate in NYC, and don’t have a car, you probably don’t have a lot of other expenses. You could probably save a good amount by making $75k in NYC. There are people making 20$ or even less living in Manhattan. You and I might argue that their living conditions are less than ideal, but unlike a lot of suburbs, places like NYC do give you more options for living frugally. In the area I live in, 95% of the housing supply is 1-bedroom starting at 650sqft. I could live with a lot less, but I basically have no choice but to pay for a bunch of space I don’t need, unless I wanted roommates, which I don’t.” u/Rude-Illustrator-884 remarked, “It depends on your area and how financially independent you are. Where I’m at, a single person making less than $80k is considered low income and probably this year they’re going to up it to $83k. If you live in an HCOL area and have to pay every single one of your bills, then yes, you might be considered struggling.”
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